Terms of Service

Last Updated: November 2025

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Agreement to Terms

By accessing or using the Business Debt Adjusters website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Description of Services

Business Debt Adjusters provides business debt relief consulting services, including but not limited to:

Our services are designed to help business owners manage and reduce their debt obligations through negotiation and restructuring.

No Guarantee of Results

While we work diligently to achieve the best possible outcomes for our clients, we cannot and do not guarantee specific results. Debt relief outcomes depend on numerous factors including your specific financial situation, creditor policies, and market conditions.

User Responsibilities

By using our services, you agree to:

Confidentiality

We treat all client information as confidential. However, you acknowledge that in the course of providing our services, we may need to communicate with your creditors and share relevant financial information to negotiate on your behalf.

Fees and Payment

Our fee structure will be clearly explained during your consultation. You agree to pay all fees associated with our services as outlined in your service agreement. We do not charge upfront fees until we have achieved results on your behalf.

Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Business Debt Adjusters and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Limitation of Liability

To the maximum extent permitted by law, Business Debt Adjusters shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website. Our total liability shall not exceed the fees paid by you for our services.

Disclaimer of Warranties

Our services and website are provided "as is" without warranties of any kind, either express or implied. We do not warrant that our services will meet your expectations or that our website will be uninterrupted or error-free.

Not Legal or Financial Advice

The information and services provided by Business Debt Adjusters are for informational purposes and should not be construed as legal, tax, or financial advice. We recommend consulting with qualified professionals for advice specific to your situation.

Indemnification

You agree to indemnify and hold harmless Business Debt Adjusters, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

Termination

Either party may terminate the service relationship at any time. Upon termination, you remain responsible for any fees incurred up to the date of termination.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or our services shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the new terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Service, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and Business Debt Adjusters regarding our services.

Contact Information

If you have any questions about these Terms of Service, please contact us: